Property deals near you, 10 at a timeThe advert sells the home. We show you the deal.

A short list, not a database

Deal-sourcing databases show every home that matches a filter, often hundreds, and leave the sums to you. gemhome reads them all and hands you the 10 worth a call, below market value or in need of work, with the working on each.

Scored for your plan, with the working

One score for a flip and one for a let, each with the figures behind it. Rank the list for the one you have in mind.

The exact home

Each advert is tied to that home's own energy certificate where it can be, so the size and rating are its own, not the street's.

One timeline

Every agent's advert for the same home is joined up, so you see each price and each cut in one place.

How far to trust it

Every score says how much of the record it could check, and where it had to make do.

What puts a home on the list

A home joins when at least one of these holds, and each home shows which, with where it came from.

The advert's own words

Phrases like "in need of modernisation" or "requiring complete refurbishment", quoted exactly.

The energy register

An E, F or G rating on the home's certificate.

Auction

Homes offered at auction, with the guide price marked as a guide.

Price against the street

How the asking price per m² compares with recent sales nearby.

Time and price cuts

Days on the market, and every cut we or the portal have seen.

A seller who may take less

Probate, no chain, a repossession, a price cut, or a home back on the market.

Then two scores out of 100, one for each plan

Flip

What selling at the middle of the done-up sales nearby leaves after the price, a rough refurb, stamp duty at the second home rate, legal and survey, selling costs and six months of finance, as a share of the money in. Full marks at a 25% margin.

Let

The rent of similar homes advertised nearby, or the area average where there are too few, less empty months, letting, upkeep and the advert's service charge and ground rent, over the price, buying costs and refurb. Full marks at 6.5% net, and 40 at most when the rent fails the lender's test.

Taken off both

10 for a lease under 80 years, 20 for a home many lenders hold back on. Over 25% under the street, both stop at 50 until the size and the sales are checked.

Shown, not scored

Seller signs: price cuts, time on the market, probate, no chain. They say a seller may move, not that a home is worth more.

Careful by design

Signals, not verdicts

We show what the advert and the records say, and where it came from. We never say a home has a defect. Check before you offer.

Owners stay private

Homes likely to come up never show an owner's name, phone number or email. An owner can ask us to remove their home at hello@gemhome.co.uk.

What it leaves out

New builds, shared ownership and retirement homes. No list catches every deal, so treat it as a head start.

Questions